They don't make houses like this anymore! This is a solid house ready to produce income. This brick home makes for a very low maintenance. Offering three bedrooms, two kitchens, two bathrooms, two living room rooms, a large dining room. (currently utilized as bedroom). Fully unfinished basement with interior exterior access hardwood floors throughout the home. Home sits on a half an acre property. Brand new cesspools in 2024. Legal accessory (1,000 sq ft) detached structure, home is being sold as is.
Type:
Single-family residential
Basement:
Full, Unfinished
Utilities
Cable Available, Electricity Connected, Phone Available, Trash Collection Public, Water Connected
Elementary School:
Francis J O'Neill School
Middle School:
Ralph Reed School
High School:
Central Islip Senior High School
School District:
Central Islip
455 Prospect Avenue, Islip, (Central Islip), NY, 11722
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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