Spacious 5-bedroom, 3.5-bath home nestled on 1.66 acres in the sought-after Fernandina Beach area—just minutes from the ocean! With 2,716 sq ft of living space and surrounded by mature trees, this property offers privacy, charm, and tons of potential. Built in 1983, the home is ready for your personal touch and some TLC—the price reflects this opportunity. Whether you're looking to renovate and make it your dream home or invest in a property in a prime location, this one is worth a look!
Type:
Single-family residential
Laundry Remarks:
In Garage
Subdivision:
Metes & Bounds
Parking:
Attached, Garage
Current Use
Single Family
Utilities
Cable Available, Electricity Available
Elementary School:
Southside
Middle School:
Fernandina Beach
High School:
Fernandina Beach
Appliances:
Dishwasher, Electric Oven, Microwave, Refrigerator
95001 TERRA COTTA Way, Fernandina Beach, FL, 32034
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
CT Mortgage Lender ML-2630 - MA Mortgage Lender and Mortgage Broker #MC2630 - NH Mortgage Banker #11083-MB - RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB - NY Licensed Mortgage Banker - NYS Department of Financial Services LMBC 106535 / B500898 - NJ Residential Mortgage Lender 2630 - FL Mortgage Lender MLD1388 - VT Lender & Mortgage Broker #6952 & #1297MB
