Prime development opportunity with just over 54 acres! Conveniently located within minutes from Publix, Walmart, and restaurants. Walking distance to Kelley Smith Elementary School which is scheduled to be changed to Palatka Primary School catering to grades kindergarten through second for the 2027-2028 school year which is conveniently located just less than two miles from the future BRAND NEW Palatka Intermediate School scheduled to open 2026-2027 school year and will cater to grades third through sixth. Property has access from Kelley Smith School Road, Silver Lake Road, and Silver Lake Drive. Property lines in photos are only estimates. Buyer to verify boundary lines via property survey.
195 KELLEY SMITH SCHOOL Road, Palatka, FL, 32177
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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