381 W Neck Road, Lloyd Harbor, NY, 11743 | $2,875,000

Step into a world of timeless elegance with this beautifully restored Historic Victorian-Era Estate built in 1869 designed by renowned architect Charles Homer Davis. Grandiose and gracefully set atop two pristine acres in the Incorporated Village of Lloyd Harbor, this stately home offers a commanding presence with sweeping views of nature and tranquility. Boasting Queen Anne-style flourishes, including sweeping gables and a tower with wrap around porch that hints at the home's artistic legacy. The expansive layout is filled with warmth yet boasts over 6500 sqft of living space over 3 floors. Sunlight streams through oversized windows highlighting exquisite birch and walnut inlaid hardwood floors, intricate hand-carved moldings with a rich, welcoming color palette. The soaring 10 ft ceilings and open floor plan create an inviting sense of space which is perfect for both intimate gatherings and grand entertaining. Chef's eat in kitchen provides a modern display of craftsmanship with marble & soapstone counters, Sub Zero frigderator, Wolf gas oven range, radiant heated floors with direct access to back staircase and breakfast nook off the deck. Carefully updated with thoughtful enhancements, this home features beautifully appointed baths with radiant heated floors, natural gas heating, central air, and a Kohler gas generator giving comfort in every season. Outdoor living is just as inviting with multiple access to wrap-around porch which beckon for morning coffee or quiet evenings; while the large in-ground pool offers endless Summer enjoyment, with new liner, steps, and heater in 2024/25. The spacious detached 2 car garage adjoins former horse paddocks which presents endless possibilities. Irrigation system allows for a meticulously maintained property with gardens and mature specimen trees. Perfectly positioned near the vibrant town of Huntington, you're just minutes from charming restaurants, boutique shops, cultural events, and nightlife. Nature enthusiasts will appreciate nearby hiking trails, scenic parks, and preserved lands, while beach lovers can escape to Long Island’s breathtaking shores in no time. As a resident of Lloyd Harbor, you’ll also enjoy access to the private beach only 1. 7 miles away including tennis facilities, moorings, and summer camp, and only 3 miles to Caumsett State Park. An unparalleled lifestyle in one of the North Shore’s most coveted communities. Taxes: $29, 261/yr

Features

  • Rooms: 15
  • Bedrooms: 6
  • Baths: 4 full / 1 half
  • Laundry: Laundry Room
  • Style: Victorian
  • Year Built: 1860
  • Garage: 2-car
  • Heating: Other, Radiant, Radiant Floor
  • Cooling: Central Air
  • Basement: Partial, Unfinished
  • Approx Sq. Feet: 6,686
  • Acreage: 2
  • Est. Taxes: $29,261
  • Elem. School: Goosehill Primary Center
  • Middle School: Cold Spring Harbor High School
  • High School: Cold Spring Harbor High School
  • School District: Cold Spring Harbor
  • Pool: In Ground, Vinyl
  • Appliances: Dishwasher, Dryer, Refrigerator, Washer
  • MLS#: 855017
  • Website: https://www.raveis.com
    /eprop/855017/381wneckroad_lloydharbor_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Lucky to Live Here Realty   Phone: 631-692-7100

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

381 W Neck Road, Lloyd Harbor, NY, 11743

$2,875,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,300,000 $2,300,000 $2,300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.500% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.614% 6.613% 6.183%
Monthly Tax Payment $2,438 $2,438 $2,438
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $13,059 $14,538 $19,409
Total Monthly Payment $15,622 $17,101 $21,972

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.