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Beautifully maintained and move-in ready, this two bedroom, two bathroom Homes of Merit doublewide manufactured home comes completely furnished and turnkey, and is located in the sought after 55+ community of Saddlebag Lake Resort, where you OWN the land! NEW ROOF IN OCTOBER 2024! There is a ramp that leads to the front door for easy access. Inside you will find a well-appointed kitchen with all the appliances, plenty of cabinets and counter space, and a large island with space for bar stools. The open concept main living area is perfect for family gatherings, with a dining room and spacious living room with comfortable seating, including an electric lift chair. The full-width family room at the back of the home has a wall of built-in storage cabinets and could easily be used as a multi-purpose room. Get fully rested in the spacious owners suite, with it's built-in closets and drawers, and ensuite bathroom. Your guests will enjoy a separate bedroom, and the guest bathroom has a tub and shower. Outside you will love the backyard gazebo and patio, and there's a shed for all your tools. You, and your vehicle, will stay cool and dry under the carport, with it's covered walkway. When it's time to venture out, you will be amazed at all the amenities the resort has to offer, including a heated pool, a relaxing hot tub, tennis and pickle ball courts, shuffleboard and horse shoes, a rec room with pool tables and saunas, a clubhouse where you can participate in planned activities, a lakeside beach house with covered patio and full commercial kitchen that you can reserve at no cost for private parties, and of course you can spend your days fishing or boating. Even your dogs will feel at home here, at the dog park near the back of the resort. All of this is included in the low quarterly HOA dues, as are your water, sewer and trash pick-up. Isn't it time you start living your best life? Call now for your private tour!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $145,600 | $145,600 | $145,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $42 | $42 | $42 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $896 | $956 | $1,209 |
Total Monthly Payment | $1,013 | $1,073 | $1,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.