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Tucked into the heart of historic Charleston's Wraggborough neighborhood, 6 Judith Street is a masterfully reimagined Charleston Single that blends formal sophistication with effortless Lowcountry charm. This one-of-a-kind estate spans the centuries, honoring its architectural heritage while delivering the luxuries of today. The home was built from 1817-1820 by John Robinson, builder of the nearby famed Aiken-Rhett House, and the recent restoration and renovation work received a pro-merito Carolopolis award from the Preservation Society. Step through the iconic side-entry piazza and find yourself in a home where craftsmanship reigns: original wood floors and wainscot, exposed beam ceilings, and antique fireplaces create warmth and soul in every room. The formal living and dining rooms set the tone for refined entertaining, while a spacious wet bar with stone countertops off the dining room makes hosting a breeze. The kitchen is a dream, flooded with natural light from oversized windows, framed by rustic beams and accented by a charming breakfast nook. It opens seamlessly to the outdoors, inviting the garden in and turning every meal into a moment. A guest suite off the kitchen offers its own private bathroom and sitting room. The primary bedroom offers a peaceful retreat, generously sized and full of natural light. A spacious walk-in closet provides ample built-in storage, making everyday living feel effortlessly organized. The ensuite bathroom is sleek and sophisticated, featuring a double vanity, fully tiled walls, a deep soaking tub, and a frameless glass shower with a ceiling-mounted rainfall fixture, designed for both style and function. Upstairs, two additional bonus rooms offer flexibility as bedrooms, studios, or private lounges. And just beneath the main house, a hidden gem: a private separately metered ground level home office with its own kitchen and full bath, ideal for quiet work-from-home days or guest overflow as an apartment. Outside, the magic continues into the professionally designed garden- a private oasis, with curated landscaping that weaves color, texture, and serenity around every corner. Complemented by a saltwater pool framed by lush greenery, the garden provides the ultimate escape while the gated driveway also provides parking for two cars on its high lot with no flood history. A fully equipped carriage house completes the property, featuring its own kitchen, bathroom, and bedroom. This space is perfect for guests, extended family, pool house or rental potential.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $3,780,000 | $3,780,000 | $3,780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.811% | 6.613% | 6.435% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $22,663 | $23,892 | $32,411 |
Total Monthly Payment | $22,788 | $24,017 | $32,536 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.