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Woods Edge, an amazing well established neighborhood and the ONLY 55+ community in Waterbury! This astounding home was constructed in 2021, located near the end of the cul-de-sac of only 20 homes! An open floor plan accentuates the spaciousness and free flowing style of this home. The kitchen boasts beautiful granite countertops, upgraded stainless steel appliances including a gas stovetop with a pot filler faucet. Double oven which also serves as a microwave/air fryer. Soft-close kitchen cabinets, pantry & plenty of storage. Dining area with sliding glass doors that lead to rear deck overlooking the Finch Brook Nature Preserve & Walking Trail. Comfortable living room with delightful gas fireplace. A first floor Primary Bedroom suite w/full bath and walk in closet. A 2nd bedroom w/full bath. Gleaming hardwood floors thruout the main level. Half bath and oversized 1 car garage complete the main level. Finished lower level features a Great room with a gas fireplace, kitchen/entertainment area, 3rd bedroom, full bath complete with shower and soaking tub. Laundry room and utility room as well as finished area for a study/reading room. Central Air thruout. Possibility of an attractive assumable mortgage with generous downpayment.
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Full Bath,Hardwood Floor | 12.0 x 12.0 | Main |
Bedroom 2 | Laminate Floor | 12.0 x 18.0 | Lower |
Dining Room | Balcony/Deck,Combination Liv/Din Rm,Sliders,Hardwood Floor | 14.0 x 11.0 | Main |
Eat-In Kitchen | Breakfast Bar,Granite Counters,Eating Space,Island,Pantry,Hardwood Floor | 12.0 x 17.0 | Main |
Full Bath | Granite Counters,Full Bath,Laminate Floor | Lower | |
Great Room | Built-Ins,Dining Area,Gas Log Fireplace,Sliders,Laminate Floor | 17.0 x 29.0 | Lower |
Living Room | Ceiling Fan,Combination Liv/Din Rm,Gas Log Fireplace,Hardwood Floor | 14.0 x 12.0 | Main |
Primary Bedroom | Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | 16.0 x 14.0 | Main |
Study | Laminate Floor | 12.0 x 9.0 | Lower |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $638 | $638 | $638 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,020 | $2,155 | $2,724 |
Total Monthly Payment | $2,733 | $2,868 | $3,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.