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935 Chipaway Drive in Apollo Beach is a true one-of-a-kind waterfront gem. This 2023 custom-built home sits at the very end of a quiet cul-de-sac with 133 feet of shoreline and incredible direct views of Tampa Bay and the St. Pete skyline. It faces west, giving you the best sunset views around. The location is unbeatable and very rare, sitting at the widest part of any canal in Apollo Beach with open water right out your back door. Manatees, dolphins, and stingrays are regular visitors.
The home offers 4, 704 square feet of living space, plus an additional 934 square feet of heated and cooled garage space, all under one roof. As you step through the double front doors, you are greeted with wide-open water views of the canal and Tampa Bay beyond from almost every room. There is no carpet anywhere — just strong, durable luxury vinyl plank floors. The main living area is bright and open, with a spacious kitchen featuring upgraded appliances, pull-out drawers, lots of storage, and a large waterfall quartz island with seating for four.
The layout includes three bedrooms on the main living floor, each with its own private bath, plus a full office that could easily become a fourth bedroom. The primary bedroom has water views, a walk-in closet with built-in storage, dual sinks, and a glass walk-in shower. Downstairs, there is another bedroom with a full bath, perfect for an in-law suite or extra living space. The first level is a blank canvas ready for your creativity — tall ceilings, a private entrance, and about 2, 800 additional square feet of potential. Build out another living unit, add a game room, media room, gym, or more bedrooms — the options are endless. This space also offers breathtaking views of the deep, wide canal and the mangroves across the water.
The heated and cooled garages are oversized with tall ceilings and epoxy floors, easily fitting up to six vehicles, boats, RVs, or work trucks. Outside, you’ll find two huge covered outdoor areas next to the fully renovated saltwater pool — the perfect spot for a future outdoor kitchen or Florida room. Two oversized balconies, one covered and one open, give you even more space to relax and enjoy the sunsets and water views.
The brand-new dock, built in 2023, includes a 16, 000-pound lift, a floating dock, and open dock space for a yacht or sailboat. The home is built strong with solid block construction on all floors, a metal roof, hurricane-rated windows and doors, and sits at a high elevation with no storm damage from recent hurricanes.
There’s no HOA or CDD, and short-term rentals are allowed, making this a perfect full-time home, second home, or investment opportunity.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,760,000 | $1,760,000 | $1,760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.811% | 6.613% | 6.435% |
Monthly Tax Payment | $993 | $993 | $993 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,552 | $11,124 | $15,091 |
Total Monthly Payment | $11,670 | $12,242 | $16,209 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.