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Welcome to your personal oasis in the highly desirable Tomoka Park community. This beautifully updated 4-bedroom, 2-bath home offers a perfect blend of comfort, character, and convenience—all just minutes from shopping, dining, and only a 15-minute drive to the sun-soaked shores of the Atlantic. Inside, you'll find a bright and open family room featuring rustic wood beams and a cozy wood-burning fireplace, setting the tone for relaxed, inviting living. The galley kitchen is both practical and stylish, complete with painted cabinetry, newer Formica countertops, a tile backsplash, stainless steel appliances, and a charming window above the sink overlooking the backyard. Step outside and discover a true Florida retreat. The expansive backyard centers around a sparkling inground pool and soothing jacuzzi, with plenty of space for entertaining or simply unwinding in the privacy of your own fenced sanctuary. Recent improvements include a new vinyl fence, updated pool pump, and electric pool heater. Thoughtful updates throughout the home add peace of mind and value, including new impact windows, a hurricane-rated garage door, new water filtration system, and fresh interior and exterior paint. The guest bathroom has been tastefully updated with dual vanities, while durable tile flooring flows through the main areas and engineered wood brings warmth to the bedrooms. A 2021 hot water heater, 2012 roof, and 2014 AC further ensure lasting comfort. Whether you’re hosting poolside gatherings or enjoying cozy evenings by the fire, this home offers the very best of relaxed, refined Florida living. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $272 | $272 | $272 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,970 | $2,102 | $2,657 |
Total Monthly Payment | $2,317 | $2,449 | $3,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.