3600 MAGNOLIA RIDGE CIRCLE, #1221-G, Palm Harbor, FL, 34684 | $224,900

Stepping up to this charming second-story corner unit, you're immediately greeted by the beauty of Magnolia Ridge, a picturesque, oak-lined community perched on one of the highest points in Pinellas County—comfortably outside any flood zone. This beautifully updated 2-bedroom, 2-bathroom condo is truly move-in ready.

As you enter, the bright, airy, open-concept living space welcomes you with fresh paint, luxury vinyl plank flooring, sleek LED dimmable lighting, and recessed lighting throughout that enhances the modern, clean design. Just off the entryway, you’ll find the guest bedroom—perfect for visitors, a home office, or hobby room—along with a fully remodeled guest bathroom featuring a modern vanity and durable porcelain tile flooring. A separate laundry room nearby offers additional storage and convenience.

Continue into the main living area where a beautifully remodeled kitchen takes center stage. This stunning space features tall shaker cabinets with soft-close doors and drawers, granite countertops, stainless steel appliances, a lazy Susan for easy storage, and two pull-out spice racks for added organization. There's even a cozy nook that's perfect for a breakfast table or coffee station.

The living and dining spaces are generously sized, ideal for entertaining or relaxing after a long day. Oversized sliding doors flood the room with natural light and lead out to a large, screened-in patio outfitted with low-maintenance artificial turf—creating the perfect spot to unwind year-round. A private, oversized storage closet off the patio is ideal for storing bikes, beach gear, or seasonal decorations.

The thoughtfully designed split-bedroom floor plan places the spacious primary suite off the living area, offering a peaceful retreat. It easily accommodates a king-sized bed, with plenty of room left over for a sitting area or desk setup. The primary suite also features a walk-in closet and an updated private bathroom with stylish finishes and porcelain tile flooring.

Additional updates include a brand-new water heater (2024), an upgraded electrical panel with a whole-home surge protector (2022), and modern, high-quality finishes throughout.

Outdoor enthusiasts will appreciate the direct access to the Pinellas Trail—perfect for biking, walking, and weekend adventures. After a day outdoors, cool off in the community pool located just steps from your door.

Magnolia Ridge offers true maintenance-free living with an HOA that covers internet, cable, water, sewer, trash, exterior insurance, roof maintenance, lawn care, pool upkeep, exterior painting, and more. Ideally situated near Oldsmar, Countryside, Palm Harbor, Dunedin, St. Petersburg, and Tampa, this condo offers the perfect blend of peaceful living and unbeatable convenience.

Don’t miss your chance to own this modern, turn-key condo—schedule your private showing today! For a virtual tour, click the provided link and experience the beauty of the exceptional home.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Pool, Trail(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: MAGNOLIA RIDGE CONDO
  • Year Built: 1982
  • Common Charge: $681 Monthly
  • Approx Sq. Feet: 1,090
  • Acreage: 2.31
  • Est. Taxes: $2,973
  • View: Trees/Woods
  • Elem. School: Curlew Creek Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Countryside High-PN
  • Pet Policy: No
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8377569
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8377569/3600magnoliaridgecircle_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/1/2025 1:02:21 PM)
Listing courtesy of CARTWRIGHT REALTY   Phone: 813-333-6698

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3600 MAGNOLIA RIDGE CIRCLE, #1221-G, Palm Harbor, FL, 34684

$224,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $179,920 $179,920 $179,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.750% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.894% 6.936% 6.006%
Monthly Tax Payment $248 $248 $248
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,093 $1,167 $1,494
Total Monthly Payment $1,416 $1,490 $1,817

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.