309 Overlook Court, Carmel, NY, 10512 | $625,000

Just in time for spring, enjoy this beautifully renovated raised ranch set on a half-acre of usable land with scenic water views. The mature landscaping showcases colorful flowers, adding vibrant curb appeal and a serene outdoor atmosphere. Backing onto DEC-preserved land, the property offers year-round views of the reservoir. A stone patio, garden bed, and 16x32 above-ground heated pool with a new DE filter enhances the outdoor living space. Inside, this home goes beyond the typical raised ranch, featuring a bonus nook on the lower level—perfect for guests or a home office, a spacious laundry room, and a generously sized 300 square foot screened-in porch, ideal for relaxing or entertaining. Located in the Mahopac Central School District and less than a mile from the Croton Falls Train Station. Enjoy all that Mahopac has to offer, including a farmers market, award-winning restaurants, scenic parks, miles of trailways, and so much more!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Style: Raised Ranch
  • Year Built: 1966
  • Garage: 1-car
  • Heating: Baseboard, Oil
  • Cooling: None
  • Basement: Finished, Full
  • Approx Sq. Feet: 2,188
  • Acreage: 0.49
  • Est. Taxes: $13,619
  • View: Water
  • Elem. School: Fulmar Road Elementary School
  • Middle School: Mahopac Middle School
  • High School: Mahopac High School
  • School District: Mahopac
  • Pool: Above Ground, Fenced, Vinyl
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • MLS#: 853234
  • Days on Market: 1 day
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /raveis/853234/309overlookcourt_carmel_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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914.804.1775

Kate.Bellantoni@raveis.com

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Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

309 Overlook Court, Carmel, NY, 10512

$625,000

Kate Bellantoni

Licensed Real Estate Salesperson

William Raveis Real Estate

Phone: 914.804.1775

Kate.Bellantoni@raveis.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $500,000 $500,000 $500,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.944% 7.025% 6.046%
Monthly Tax Payment $1,135 $1,135 $1,135
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,079 $3,285 $4,152
Total Monthly Payment $4,306 $4,512 $5,379

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.