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Welcome to 1056 81st Street, a charming semi-detached home nestled on a quiet, tree-lined block in the heart of Dyker Heights. Thoughtfully laid out and gleaming with natural light, this residence offers comfort, flexibility, and the kind of classic Brooklyn charm intrinsic to Dyker Heights that never goes out of style.
The main level features a distinct yet connected living room, dining room, and kitchen that flow seamlessly to a private back deck, patio, and garden area-perfect for indoor-outdoor living or effortless entertaining. Upstairs, you'll find three well-proportioned bedrooms and a full bathroom, offering a simple but functional footprint.
The finished basement adds even more versatility, with a spacious and open secondary living room, media room, or even a primary or guest suite. A second full bath, and dedicated laundry room complete this level. A shared driveway leads to a one-car garage, and there are small garden spaces in the front and rear for those with a green thumb-or anyone who appreciates a little fresh air and sunshine.
Located in a neighborhood known for its strong community feel, 1056 81st Street is close to Dyker Beach Park, an 18-hole public golf course with sprawling green space and ocean breezes. The community and neighborhood are known for their playgrounds, green spaces, and schools-food lovers will enjoy favorites like Cavatappi for classic Italian dishes, and Tasty Pastry Shoppe for beloved cannoli and cookies. And come winter, you'll be just blocks from the world-famous Dyker Heights Christmas lights, a magical tradition that draws visitors from across the city to marvel at the extravagant displays.
Whether you're looking to put down roots or invest in a solid home with lasting value, this Dyker Heights gem offers timeless appeal in one of Brooklyn's most festive and welcoming neighborhoods.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,096,000 | $1,096,000 | $1,096,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.613% | 6.183% |
Monthly Tax Payment | $607 | $607 | $607 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,223 | $6,927 | $9,249 |
Total Monthly Payment | $6,955 | $7,659 | $9,981 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.