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VA assumable loan for Eligible Buyer's. . . Imagine stepping into a world where modern comfort seamlessly blends with the serenity of nature. This exquisite estate, nestled on over half an acre of meticulously maintained green space, invites you to experience the best of both worlds. As you approach the property, the sheer expanse of land unfolds before you—well over a football field in length. The manicured pathway winds through greenery creating an ambiance akin to strolling through a private park. Trees provide shade. The heart of this home lies in its spacious kitchen—a culinary haven that marries functionality with elegance. Stainless steel appliances gleam under the soft glow of pendant lights, while a natural gas stove promises gourmet cooking experiences. Soft-closing cabinets and drawers add a touch of luxury, and seamless organization. Luxury vinyl tile graces the floors throughout, its warm tones inviting you to explore further. The primary suite beckons—a sanctuary of relaxation. Dual sinks in the en-suite bathroom offer convenience, while a freestanding garden tub awaits: a fit for royalty. Step into the walk-in shower, washing away the cares of the day. Hurricane impact windows envelop the home, providing security and peace of mind. Two stained glass porthole windows (with wood covers) in the second bath and laundry room remain, adding to the home’s charm. A stone fireplace stands ready for chilly winter evenings, or retreat to the screened porch at the rear of the home, where you can marvel at the natural beauty that extends beyond your property. Two natural gas hookups exist, whether you wish to create a cozy fire pit or sizzle up a barbecue feast. The seven-zone irrigation system ensures that your landscaping flourishes year-round. And here’s the best part: despite its idyllic setting, this home sits comfortably above the flood zone, eliminating the need for flood insurance. Yet, within a mere 10-minute drive, the Gulf beaches await, promising sun-kissed days and salt-kissed air. At the end of your block lies the entrance to Boca Ciega Millennial Park—an invitation to explore nature’s wonders. For those who crave adventure, the Pinellas Trail beckons nearby, allowing you to enjoy your oasis in complete privacy. Google cameras do not convey.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$735,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $588,000 | $588,000 | $588,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $14 | $14 | $14 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,620 | $3,863 | $4,883 |
Total Monthly Payment | $3,726 | $3,969 | $4,989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.