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640 Pelham, #1F, New Rochelle, NY, 10805 | $249,000
This beautiful and well maintained first floor Jr. 4 unit in the Neptune House is located just a short distance to Glen Island Park. The large inviting entrance Foyer has 2 large Closets. The roomy and over-sized living room/dining room area faces wall to wall windows. The Bonus Room, Den, Office etc. offers many possibilities for a Junior 4 set up as well. The Kitchen is lovely with its great counter space and working area. The primary bedroom has 2 large closets just off the windowed hall full bath. This unit has 1 free Assigned on-site Parking Spot (indoor parking if available requires an extra fee) and the STAR Deduction is $ . per month. The Neptune House offers a beautiful brand new 2025 inground Pool, Gym ($10. monthly fee), Playground, Bike Room (no charge), Free storage room is available, Common Laundry - Glen Island Park is just around the corner with Beach, Bicycle paths as well as Leisure paths along the water and throughout the park, shopping and transportation. There is 24 Security Surveillance. This is an extremely well maintained complex inside and out. The beautiful circular drive is ready to welcome you to the lovely 1-F Unit at 640 Pelham Road.
Features
- Parking: 1-car, Assigned, Garage, Parking Lot
- Heating: Hot Water
- Cooling: Wall/Window Unit(s)
- Levels: 6
- Rooms: 4
- Bedrooms: 1
- Baths: 1 full
- Year Built: 1957
- Approx Sq. Feet: 745
- Water Front: Yes
- Elem. School: Jefferson
- Middle School: Isaac E Young Middle School
- High School: New Rochelle High School
- School District: New Rochelle
- Pet Policy: No Dogs
- Appliances: Dishwasher, Gas Oven, Gas Range, Microwave, Refrigerator
- MLS#: 833131
- Website: https://www.raveis.com
/prop/833131/640pelham_newrochelle_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
640 Pelham, #1F, New Rochelle, NY, 10805
$249,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,243 | $1,309 | $1,654 |
| Total Monthly Payment | $1,318 | $1,384 | $1,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535