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Welcome to this beautifully maintained 3-bedroom, 2-bath brick home, blending timeless charm with modern updates. Nestled on a spacious . 86-acre lot adorned with magnificent oak trees, this property offers peaceful living and room to breathe. Recent upgrades include brand-new windows and a new roof, ensuring lasting comfort and style, brand new bathroom, and side wooden fence. Step outside to a side deck—perfect for outdoor fires, evening gatherings, or quiet mornings with coffee in hand. Inside, you’ll find a cozy living area complete with a fireplace ideal for creating a warm, inviting atmosphere. The home also features a full unfinished basement with a wood stove ready for your personal touch, and a detached garage for added functionality. Additionally, across the courtyard sits a charming 1, 000 sq ft guest house featuring 1 bedroom and 1 bathroom, fully furnished and perfect for in-laws, guests, or extended family. This versatile space offers incredible flexibility and is currently listed on Airbnb, generating steady income—making it an ideal opportunity for investment or supplemental earnings. Whether you’re enjoying the natural beauty outdoors or relaxing by the fire indoors, this home is full of warmth, character, and potential. Don’t miss your chance to make this charming retreat your own!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $398 | $398 | $398 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,625 | $1,734 | $2,192 |
Total Monthly Payment | $2,098 | $2,207 | $2,665 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.