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This charming well-maintained Philadelphian model villa is ready to become your home! Located in popular gated On Top of the World, offering big value in easy maintenance of a Villa & access to bountiful amenities of Ocala’s most exclusive 55+ community. This home features 2 Bedrooms, 2 baths, 1– car garage provides room for car, newer roof (2015), newer Rheem 14 Seer A/C (2021), and a Bonus/Lanai glass enclosed room that can be used for any purpose (currently used as a Dining Room), (newer windows) and covered back patio for grilling out. When you arrive at the villa you will notice the long driveway for extra parking. A large inviting front porch under the roof welcomes you to the home. Step inside to the spacious living room that’s greet you as you enter & provides a beautiful space to entertain or relax. To the right of the Living room are the Master and Guest Bedroom which are joined by a common hallway and Guest Bath. The Master Bedroom is located at the back right corner of the and it features a large walk-in closet and Master Bath with a large step-in shower. The Guest Bedroom is located at the front right corner of the home, and it features an extra-deep storage closet. Guest Bath features a tub/shower combo. Moving to the back of Living Room is the entrance to the Kitchen. U- shaped eat-in kitchen provides plenty of cabinet & counter space for your cooking adventures, large pantry, newer appliances, recessed lighting & solar tube in Kitchen, and exit door to Garage for easy unloading groceries. Bonus /Lanai room off Kitchen is currently used as a Dining Room with exit door leading to a Cover Patio for relaxing with morning coffee or grilling out in the evenings. The backyard is a private area.
YOU WON’T WANT TO MISS THIS ONE! On Top of the World is loaded with amenities, including golf cart access to two shopping centers and Publix.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,920 | $119,920 | $119,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $39 | $39 | $39 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $748 | $788 | $996 |
Total Monthly Payment | $862 | $902 | $1,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.