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ON THE ROCKS GOOD TIMES & TAN LINES await you and your guests! Superb opportunity for a BEACH INVESTMENT PROPERTY, SECOND HOME or a MORE PERMANENT PLACE to hang your flip flops in arguably one of the best beach towns in Florida…Indian Rocks Beach (or as the locals say…IRB). Positioned on the WEST SIDE OF GULF BLVD, MERE STEPS from the beach with access to miles of sandy shoreline, sparkling Gulf waters and SPECTACULAR SUNSETS…every…single…night! BEACH ACCESS and PARTIAL GULF VIEWS from the balcony.
RENOVATED INTERIOR (2022) including FULL KITCHEN, PRIMARY BATH, LUXURY VINYL FLOORING (living room and both bedrooms), LIGHTING, CEILING FANS and more! MOVE-IN READY and OFFERED TURNKEY with a FUN COASTAL VIBE THROUGHOUT, allowing you to move in, or rent out right away. WEEKLY RENTALS ARE ALLOWED giving you FLEXIBLE OCCUPANCY OPTIONS and MAXIMIZING INCOME POTENTIAL throughout the year. HEATED POOL for year round enjoyment. PET FRIENDLY (1 pet up to 50 lbs). TWO ASSIGNED PARKING SPACES (one under building) plus GARAGE LEVEL STORAGE LOCKER. STRONG ASSOCIATION, SOLID FINANCIALS, PROACTIVE BOARD. IRB is an outstanding, friendly and highly desirable beach community with a ton of fun in the sun activities for all to enjoy. Several parks including a waterfront nature park with outdoor exercise equipment, pickleball, tennis and basketball courts, playgrounds, dog park, beach art center and library. Great local restaurants, coffee shops and beach boutiques all within the IRB community. You won’t want to leave IRB, but if you have to, it is easy access to anywhere in Pinellas, Tampa and local airports. Be sure to VIEW THE 3D TOUR link for an immediate walk through experience. Then schedule your in person visit and DON’T FORGET TO BRING YOUR FLIP FLOPS!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $776 | $776 | $776 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,423 | $3,653 | $4,617 |
Total Monthly Payment | $4,291 | $4,521 | $5,485 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.