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This captivating Dutch Colonial combines modern updates with 1930s charm, featuring a striking exterior, clean lines, high ceilings, and warm original floorboards. The welcoming entrance hall showcases a gracious staircase with bannister, while period details like two-paneled doors with glass knobs, an enclosed window-wrapped side porch, and a charming front entrance with side lights and decorative sunburst have been lovingly preserved. The eight-room layout offers versatile living spaces, including a living room with access to a covered porch with swing, a spacious dining room overlooking the attractive backyard through sliding glass doors (complete with vintage wallpaper and modern "sputnik" chandelier), and a flexible office/TV room. The recently updated kitchen benefits from a substantial walk-in pantry. Upstairs features two bright, roomy bedrooms, a freshly renovated full bathroom with subway-tiled tub/shower and large linen closet, plus a bonus room providing access to the renovated 364-square-foot attic—currently serving as a spacious office and recreation space but adaptable to various uses. The home has undergone significant improvements including a new roof, energy-efficient European triple-glazed windows throughout, and comprehensive re-insulation from ground up. The property also includes an unfinished basement for storage and systems, plus a separate two-car garage currently utilized as a workshop and storage space. The Dutch House represents the perfect marriage of vintage character and thoughtful modern updates, creating an inviting, functional home with distinctive personality.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $419 | $419 | $419 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,847 | $1,971 | $2,491 |
Total Monthly Payment | $2,341 | $2,465 | $2,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.