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Welcome to 1440 Roanoke Ave, a charming cape-style home nestled in the heart of Riverhead, NY. This home features four spacious bedrooms and 1. 5 bathrooms, a dining room and inviting living room with a wood burning fireplace. The lush . 57-acre property is adorned with beautifully manicured gardens that bloom with lush perennials throughout the season, complete with an irrigation system for easy maintenance. The house comes equipped with an automatic Briggs and Stratton whole house generator for peace of mind during any sort of weather. Underneath the existing carpet, you'll discover hardwood floors, adding a touch of classic elegance to the home. The property also includes a detached two-car garage, with an attached covered porch that can also be screened-in, perfect for enjoying the outdoors. An additional shed offers extra storage space. The location is a standout feature, conveniently situated near medical facilities, a golf course, shopping, and a variety of restaurants. This home is a gem waiting to be discovered in a community that welcomes everyone. Come and explore the potential of this charming property where comfort, convenience, and opportunity await.
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $785 | $785 | $785 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,197 | $3,411 | $4,311 |
Total Monthly Payment | $4,074 | $4,288 | $5,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.