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Charming 3-Bedroom Gambrel with Modern Updates. Welcome home to this beautifully maintained 3-bedroom, 2-bath gambrel-style home, where classic charm meets modern convenience! Thoughtfully updated over the years, this property offers a comfortable and stylish living experience. Step inside to discover updated bathrooms (2022) and a fully remodeled kitchen (2024), perfect for entertaining and everyday living. The electrical system was upgraded and generator transfer switch installed in 2023, ensuring safety and efficiency, while new insulation and LP SmartSide Lap siding (2021) enhance comfort and curb appeal. Stay cozy year-round with the mini-splits (2023) and the propane boiler (2022) for efficient heating. Nestled on a picturesque acre lot, offering serene and vibrant outdoor oasis. Lush landscaping showcases a mix of stunning perennials, cheerful annuals that add bursts of seasonal color, and an inviting vegetable garden, perfect for cultivating fresh, homegrown produce. SK offers a charming blend of coastal beauty, historic character, and modern conveniences. Scenic beaches, vibrant local culture, and strong community atmosphere. Enjoy access to nature trails, parks, and waterfront activities. Boasting excellent schools, local shops, and restaurants featuring fresh seafood and farm-to-table dining. Perched in a desirable neighborhood, this home is ready for you to move in and enjoy! Don't miss this incredible opportunity schedule your showing today!
Type | Level |
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Bedroom 2 | Second |
Bedroom 3 | Second |
Dining Room | First |
Kitchen | First |
Living Room | First |
Master Bedroom | First |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $512,000 | $512,000 | $512,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | $340 | $340 | $340 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,111 | $3,363 | $4,252 |
Total Monthly Payment | $3,543 | $3,795 | $4,684 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.