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Deposit free living (for qualified renters through Obligo). Welcome to your dream retreat—where tranquil lake views meet modern sophistication. This captivating 4-bedroom, 3-bathroom home offers nearly 2, 000 square feet of beautifully designed living space, nestled in a peaceful and picturesque neighborhood in Palm Coast.
Step inside to discover an open-concept layout flooded with natural light, highlighting gleaming granite countertops and stylish finishes throughout. The heart of the home—the spacious kitchen—is a chef’s delight, seamlessly blending form and function with ample cabinetry, modern appliances, and a generous island perfect for meal prep or casual dining.
The living and dining areas flow effortlessly, making this home ideal for entertaining guests or enjoying quiet evenings with family. Large windows frame stunning views of the lake, offering a serene backdrop to your everyday moments. Step out onto the covered patio to fully embrace the outdoor lifestyle, whether you’re sipping your morning coffee or unwinding at sunset.
Each of the four bedrooms provides a peaceful sanctuary with ample space and comfort, while the three full bathrooms ensure convenience for everyone. The primary suite boasts its own tranquil view and a luxurious en suite bath, perfect for unwinding after a long day.
Situated in a friendly and welcoming community, this home offers both privacy and connection—a rare blend of natural beauty and modern living. Whether you're hosting lively gatherings or seeking a calm escape, 20 Oconee Drive adapts effortlessly to your lifestyle.
Highlights:
4 spacious bedrooms, 3 full bathrooms
Nearly 2, 000 sq ft of open-concept living space
Gourmet kitchen with granite countertops
Covered back patio with breathtaking lake views
Peaceful, community-oriented neighborhood
Don’t miss your chance to experience the charm, elegance, and comfort of this exceptional Palm Coast home. Learn more about the benefits of deposit-free living here:
See the Obligo brochure https: //depositfree. myobligo. com/hubfs/Partner%20Resource%20Center%20(Obligo%20x%20Buildium)/Tenant%20Brochure. pdf
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$2,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,000 | $2,000 | $2,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $12 | $13 | $17 |
Total Monthly Payment | $87 | $88 | $92 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.