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Welcome to 5 Benjamin Road Just a short stroll from the shops, restaurants, and waterfront charm of Downtown Mystic, this beautifully updated 3-bedroom, 2-bathroom ranch with a dedicated office is tucked away in a quiet, no-through-traffic neighborhood - offering the perfect blend of convenience and tranquility. Inside, a bright and modern kitchen awaits, recently renovated with quartz counters, a gas cooktop, and stylish finishes ready to inspire your inner chef. Designed for easy one-floor living, the layout offers seamless access to all main living areas, bedrooms, and laundry without the need for stairs. The spacious primary suite features an elegantly updated en suite bath with classic Carrera marble, a glass shower door, and timeless design. This move-in ready home is thoughtfully upgraded for today's living - enjoy year-round comfort and energy savings with new front windows, solar panels, extra attic insulation, a new heat pump hot water system, a high-efficiency "Hyper Heat" heating and cooling system, and a new energy-efficient combination washer and dryer. The finished, heated basement adds nearly 900 additional square feet - perfect for a family room, playroom, or gym. Outside, relax on the updated stone patio or charming front porch, surrounded by peaceful landscaping. Homes like this - updated, efficient, and walking distance to Downtown Mystic - are rare. Don't miss your chance to make this beautifully maintained home your new sanctuary! Seller may need to negotiate a rent back of the home of 30 to 60 day after closing.
Type | Description | Dimensions | Level |
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Bedroom 1 | 11.0 x 13.0 | Main | |
Bedroom 2 | 11.0 x 15.0 | Main | |
Dining Room | Hardwood Floor | 7.0 x 16.0 | Main |
Kitchen | Remodeled,Quartz Counters,Island,Patio/Terrace,Sliders,Hardwood Floor | 16.0 x 16.0 | Main |
Living Room | Book Shelves,Combination Liv/Din Rm,Hardwood Floor | 23.0 x 23.0 | Main |
Office | Main | ||
Primary Bedroom | Bedroom Suite,Full Bath,Wall/Wall Carpet | 13.0 x 16.0 | Main |
Rec/Play Room | Wall/Wall Carpet | 28.0 x 30.0 | Lower |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $658 | $658 | $658 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,694 | $3,942 | $4,982 |
Total Monthly Payment | $4,444 | $4,692 | $5,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.