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10 Symphony Drive, Lake Grove, NY, 11755 | $675,548
Encore Lake Grove is a luxury 55+ active lifestyle condominium community, and this is a move-in ready Bach (upper unit) with private elevator, located on the inner circle of the community, across from plentiful guest parking. Low Village annual tax $282. 33. This unit has an open floor plan with lots of natural light, and views out the front and back windows. Step off the elevator, or come up the stairs, into a large dining room which opens to the living room and kitchen. The living room has a wall of windows with a slider to the balcony, overlooking a park-like expanse of trees and lawn. The eat-in kitchen has a door which also opens to the balcony - perfect for relaxing peacefully while sitting under your private, motorized awning. Washer/dryer is in-unit. Large primary bedroom with private bath, as well as second bedroom (or den/office) with full bath. The large clubhouse boasts card rooms, billiard room, ballroom, exercise room, indoor heated saltwater pool, saunas, and many activities and events. Outdoors are tennis and pickleball courts, putting green, bocce, shuffleboard, inground heated saltwater pool, ping pong, fireplace, barbeque, covered areas for relaxing and socializing, etc. . Gated community with 24-hour manned gatehouse. Pets allowed. Across from Smithhaven Mall, Stony Brook Medical, Trader Joe's, Whole Foods, AMC Movie Theater, Lowes, Marshall's, Wegman's, Costco, and SO many restaurant choices. IT DOESN'T GET BETTER THAN THIS!! One time initiation fee - $3000. 00
Features
- Parking: 2-car
- Cooling: Central Air
- Levels: 2
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Unit
- Complex: Encore Lake Grove
- Year Built: 2006
- Common Charge: $682 Monthly
- Approx Sq. Feet: 1,390
- Acreage: 0.04
- Est. Taxes: $6,175
- View: Open, Trees/Woods
- Adult Communities: Yes
- Elem. School: Contact Agent
- Middle School: Contact Agent
- High School: Contact Agent
- School District: Middle Country
- Pets Allowed: Yes
- Appliances: Dishwasher, Dryer, Gas Oven, Microwave, Refrigerator, Washer, Gas Water Heater
- MLS#: 853018
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/853018/10symphonydrive_lakegrove_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10 Symphony Drive, Lake Grove, NY, 11755
$675,548
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,438 | $540,438 | $540,438 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
| Monthly Tax Payment | $515 | $515 | $515 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,328 | $3,550 | $4,488 |
| Total Monthly Payment | $3,935 | $4,157 | $5,095 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535