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Are you ready to enjoy a house where HOA covers lawn care, winter snow removal and more? This is your ready to move into, 3 level house that has plenty of places to walk or run because you are surrounded by sidewalks and a private entrance to the Hebron Trail. It's located within an easy walk to the center of Town, where you can pick up supplies or simply sit and enjoy a cup of coffee with friends. First floor with primary bedroom, full bath, laundry room in additional half bath, eat-in kitchen, den/office and living room with fireplace all enhanced by beautiful hardwood floors. Upper level with two additional bedrooms, full bath and large great room with fireplace. Lower level has a large rec room with separate area for office and storage. All levels are enhanced by beautiful hardwood floors. Floor plans for each level are in the pictures. Changes are in the works to potentially shift more of the maintenance expenses from HOA to Owners. The HOA will retain maintenance for roads, driveways, sidewalks. sewer system, storm drains, streetlights, landscaping, snow removal and trash collection. Homeowner will be responsible for exterior and interior repairs of the structure. Under the change the Association will retain 1/37th ownership of each home. The process may take some time but the majority of Owners have previously voted positively to make this happen.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | Upper |
Bedroom 2 | Ceiling Fan,Walk-In Closet,Hardwood Floor | Upper |
Den | Balcony/Deck,Ceiling Fan,Hardwood Floor | Main |
Eat-In Kitchen | Balcony/Deck,Breakfast Bar,Dining Area,Eating Space,Hardwood Floor,Tile Floor | Main |
Great Room | Cathedral Ceiling,Built-Ins,Fireplace,Hardwood Floor | Upper |
Living Room | Cathedral Ceiling,Ceiling Fan,Gas Log Fireplace,Hardwood Floor | Main |
Primary Bedroom | Built-Ins,Ceiling Fan,Full Bath,Hardwood Floor | Main |
Rec/Play Room | Sliders,Hardwood Floor | Lower |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,606 | $2,780 | $3,514 |
Total Monthly Payment | $2,698 | $2,872 | $3,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.