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530 Melville Road, Oyster Bay (Farmingdale), NY, 11735 | $849,000
Welcome to this Beautiful Lg Colonial Style Splanch in this Golden Location! of North F'dale on a 87 X125 lot! Extended families living together will be very comfortable in this Extra Large Home With 5 bedrooms, 2 and half baths, plus other bonus rooms. This property is a rare find in that it offers ultimate privacy. ALL Neighbors are always tucked away and no one is across the street, as you are facing the Bethpage golf course and state park, where you can take nice walks. Take your kids snow sledding down nice golf course hills across the street and come back home for some hot chocolate in front of your own brick fireplace. While you are very close to the Village and Main Street, you are not part of the Village taxes, and not under their legal scrutiny either. Owner survived egg shortages by raising their own chickens in this large backyard! Home features Eik W/Cherry Cbnts, Center Island, Granite, S/S Steel, Vaulted Ceilings, Skylights, Rear Fam Rm Wit Brick Fireplace (Great Rm), All Wndws Replaced, H/W Flrs, Alarm, Oversided Property, Deck, Northside Elem, Walk 16+ minutes to LIRR / Railroad / Train . Near SUNY Farmingdale College. Extra Large Driveway and exterior electric outlet for parking additional toys like Large Camper Trailers. House is large enough to construct your own minimal changes and apply for an accessory apartment permit. Tax grievance filed. Some pictures are virtually staged. Please take the Zillow 3D tour to see property interior without staging. All Information Including But Not Limited To Taxes, Square Footage, Lot Size, And The Age Of Property Are Not Verified Nor Guaranteed And Should Be Independently Verified. Showing by appt only. Must have Mortgage Pre Approval and/or Proof of Funds.
Features
- Town: Oyster Bay
- Rooms: 9
- Bedrooms: 5
- Baths: 2 full / 1 half
- Laundry: Electric Dryer Hookup, In Basement, Washer Hookup
- Style: Colonial, Splanch
- Year Built: 1967
- Heating: Baseboard
- Cooling: Central Air
- Basement: Partially Finished
- Approx Sq. Feet: 2,184
- Acreage: 0.2
- Est. Taxes: $15,171
- Lot Desc: Near Public Transit, Near Shops
- Elem. School: Northside Elementary School
- Middle School: Howitt School
- High School: Farmingdale Senior High School
- School District: Farmingdale
- Appliances: Gas Water Heater
- MLS#: 819967
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/819967/530melvilleroad_oysterbay_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
530 Melville Road, Oyster Bay (Farmingdale), NY, 11735
$849,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.625% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.614% | 6.739% | 6.183% |
| Monthly Tax Payment | $1,264 | $1,264 | $1,264 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,856 | $4,349 | $5,731 |
| Total Monthly Payment | $5,212 | $5,705 | $7,087 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535