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Experience coastal living at its finest in this enchanting beach bungalow perfectly customized for those who crave an outdoor-centric lifestyle and with no HOA to restrict your vision, it's truly your own private retreat. Nestled on a fenced lushly landscaped backyard featuring its own well and sprinkler system. This one-of-a-kind home boasts a fully operational chicken coop, flourishing greenhouse, and productive vegetable garden, while mature fruit trees and grape vines supply fresh, home-grown delights year-round. Entertain effortlessly under the stars around your cozy custom firepit, unwind in the cedar sauna after a day at the shore, or dine al fresco on the covered, paved patio complete with electrical, lighting, icemaker, and built-in seating . A detached 12×16 insulated workshop boasts electricity, attic storage and is cleverly designed to offer space for projects large or small. Inside, clever built-ins maximize every inch of the cozy footprint, featuring a custom desk nook ideal for remote work or crafting, a discreet pet-care station with tuck-away feeding, and closets outfitted with shelving and hanging solutions. Recent upgrades include New Roof (April 2025), New HVAC (2025), Water Filtration System (2025), Pella Hurricane-Rated Windows (2025), Tankless Water Heater (2024), outdoor shower allow you to move right in and start enjoying your beach lifestyle. You will find plenty of room to park your golf cart , boat, bikes, and beach toys. With no restrictions on short-term rentals, this turnkey home is perfectly positioned as an Airbnb investment or your forever beachside getaway. Just a short bike ride from the shoreline and minutes to local shops and eateries, this bungalow may be small but is grand in possibility- your beachside paradise awaits.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$547,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $437,600 | $437,600 | $437,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $327 | $327 | $327 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,730 | $2,875 | $3,634 |
Total Monthly Payment | $3,149 | $3,294 | $4,053 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.