31 SANDPIPER LANE, Palm Coast, FL, 32137 | $1,380,000

Welcome to 31 Sandpiper Lane, an exquisite four-bedroom, four-bathroom Arthur Rutenberg custom home offering 3, 290 square feet of luxurious living space, located within the highly regarded gates of Hammock Beach. This beautifully crafted home offers exceptional curb appeal with a paver driveway, concrete tile roof, gated arched entryway, and elegant French doors. Step inside to find tile flooring throughout the first floor, Wood flooring in the guest bedroom, and a beautiful open staircase greeting you at the entrance. A spacious, lockable wine storage area sits conveniently under the stairs. High ceilings, detailed crown molding, and timeless plantation shutters throughout the home enhance the luxurious yet inviting atmosphere. The expansive great room flows seamlessly into the dining area and a stunning kitchen featuring quartz countertops, a tile backsplash, built-in oven, apron sink, stainless steel gas cooktop with hood, stainless appliances, and a walk-in pantry. The main living space is centered around a striking gas fireplace, offering peaceful views of the serene backyard oasis. Step outside to a screened-in "resistance pool" — perfect for stationary exercise swims — and an outdoor retreat complete with a summer kitchen (gas grill, hood, sink, and tile backsplash), a custom pergola with a sitting area, and a second fireplace. Collapsible sliders connect the indoors to this beautiful outdoor space, and just beyond the screen enclosure, you'll find a picturesque lake and a walking path to the beach just steps away. An impressive second floor primary suite featuring a private sitting area with a wet bar, fridge, a dual-sided gas fireplace, and tray ceilings with inset lighting. Doors on either side of the fireplace allow you to separate the sitting area from the bedroom for additional privacy. The spa-like bath offers dual vanities, his-and-hers walk-in closets, a soaking tub, and a large floor-to-ceiling tiled shower. Step onto the private balcony to enjoy lake and ocean views, or head up the spiral staircase to the third-story crow's nest for an even more breathtaking vantage point. Two additional guest bedroom ensuites, along with a well-appointed laundry room with built-in storage and a utility sink, complete this exceptional residence. The beauty of the Jack Nicklaus Ocean Course is just across the street, weaving its way throughout the community and creating a breathtaking backdrop for daily life. A truly rare offering just steps to the beach!

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 2012
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,290
  • Acreage: 0.16
  • Est. Taxes: $13,263
  • HOA Fee: $530 Quarterly
  • View: Trees/Woods, Water
  • Elem. School: Imagine Schools Town Center (K-8)
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pool: Heated, In Ground, Lap, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • MLS#: FC309238
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/FC309238/31sandpiperlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/29/2025 4:17:11 PM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 888-977-1588

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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31 SANDPIPER LANE, Palm Coast, FL, 32137

$1,380,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,104,000 $1,104,000 $1,104,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.500% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.811% 6.613% 6.455%
Monthly Tax Payment $1,105 $1,105 $1,105
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,619 $6,978 $9,466
Total Monthly Payment $7,849 $8,208 $10,696

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.