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Stunning 3rd floor, 985sf, 1 bed, 1 bath with a flex room unit overlooking the Marina at Emerald Pointe, gated, waterfront Community on the Peace River. Every unit has access to a slip in the marina at no additional charge, it's included in your HOA fee. The slip size accommodates most boats. This a very active community with 2 pools, tennis, pickleball, various games, bike riding, fishing, walking, parties, and so much more. It is also golf cart friendly. Come see this beautifully updated unit with amazing views in a friendly community and fall in love! The LARGE Great Room/Casual Dining area has new LVP flooring and 2 sets of sliders out to the spacious lanai that overlooks the community marina and the Peace River. The Kitchen overlooks the Great Room and Casual Dining space past the breakfast bar. It has been updated with wood cabinets, tile counter tops, white appliances, a tray ceiling with up lighting and a fan. The laundry area is in the back of the kitchen. The comfortable Primary bedroom also has sliders out to the lanai with an amazing view. There is a full wall closet in the bedroom along with an additional walk-in closet that shares space with a 1/2 bathroom. The utility closet is at the back wall of the walk-in closet. There is also access to the main bathroom from the Primary bedroom. The full bathroom was updated with a walk-in shower and taller vanity. The Flex room is currently used as a 2nd bedroom/office. There is a pocket door for privacy. Sitting on the screened lanai, you can enjoy watching nature buzzing around the palm tree with birds that have nested and bees gathering pollen; sun rise in the mornings and activity in the harbor. Sure a peaceful way to start your day! There is 1 under building parking space with a storage in the same area. Additional parking is near the front of the building. An additional storage closet just outside of the unit on the 3rd floor. Some see and make it yours! You are close to I75 & Tamiami Trail to travel to beaches and other wonderful neighboring areas. Quaint downtown Punta Gorda is just down the street and offers many boutique shops, local restaurants, Farmer's markets, many festivals, free bike use, Harbor walk path, parks, etc. . . The washer and dryer are negotiable. Some furnishing are available on a separate contract. HOA fee will be decreasing by $169 June 1, 2025.
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Our Executive Mortgage Banker:
Our Insurance Division:
$210,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $131 | $131 | $131 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,048 | $1,104 | $1,395 |
Total Monthly Payment | $1,254 | $1,310 | $1,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.