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134 W Oak Street, Smallwood, NY, 12778 | $138,500
One bedroom, Smallwood year-round cottage in need of TLC. Drilled well and heat so you can live there while you do the improvements/repairs. So many possibilities for adding another bedroom and changing the floor plan. Two living rooms. One with beautiful knotty pine walls and beams w/ Harman pellet stove keeps it cozy in the winter (also baseboard electric, propane wall unit). Another living room with fireplace, skylight and cathedral ceiling. Kitchen has table space and leads to screened in porch to listen to the birds sing. Nice level yard for garden, pets and family barbeques. High speed internet connected. Be a part of the wonderful Smallwood community. No HOA but you have the option to join the Civic Association for lake membership that includes the Smallwood Civic Park, clubhouse and plenty of scheduled events. Sandy beach for swimming, non-motor boating and fishing. Play pickleball, tennis, basketball, soccer, baseball and enjoy the new children's playground. Become a member of The Club at Smallwood for heated pool, club house and daily/nightly activities. Take the pup to the dog park and visit the Reserve at Smallwood for use of outdoor exercise equipment and hiking trails. Relax by the waterfall and breathe in the fresh country air. If you want more to do visit nearby Bethel Woods for concerts and festivals, waterfront dining, antique shops, breweries and farmers markets. There is plenty to explore in Sullivan County with an abundance of mountains, lakes and rivers. Priced to sell. Call to take the tour and get ready for the 2025 season!
Features
- Rooms: 4
- Bedrooms: 1
- Baths: 1 full
- Style: Cottage
- Year Built: 1940
- Heating: Electric, Propane
- Cooling: Wall/Window Unit(s)
- Approx Sq. Feet: 556
- Acreage: 0.29
- Est. Taxes: $2,392
- Elem. School: Kenneth L Rutherford School
- Middle School: Robert J Kaiser Middle School
- High School: Monticello High School
- School District: Monticello
- Appliances: Dryer, Microwave, Refrigerator, Washer
- MLS#: 853532
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/853532/134woakstreet_smallwood_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
134 W Oak Street, Smallwood, NY, 12778
$138,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $110,800 | $110,800 | $110,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
| Monthly Tax Payment | $199 | $199 | $199 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $682 | $728 | $920 |
| Total Monthly Payment | $956 | $1,002 | $1,194 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535