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Chittenden Custom Cape – 5 Bedrooms, Private 4. 9 Acres Nestled at the end of a charming winding driveway, this custom-built Cape offers over 3, 000 sq ft of living space in a peaceful, private setting on 4. 9 acres. Originally crafted in 1982 by a renowned local master builder known for his exceptional carpentry, the home received a spacious addition in 1987 to accommodate a growing family. This inviting home features five bedrooms, including a private in-law suite, and three full baths—two of which have been stylishly renovated. The heart of the home is the open-concept kitchen, offering stone countertops, upgraded appliances, a center island, and breakfast bar, all warmed by rustic beams and a wood stove that takes the chill off Vermont evenings. The flexible floor plan includes three first-floor bedrooms and a separate home office, plus two charming bedroom suites upstairs. A dramatic great room with exposed beams adds rustic elegance, while hardwood floors run throughout most of the home (except for the in-law suite upstairs). Recent upgrades include updated utilities, remodeled bathrooms, a pellet boiler, and a new well. Located in the highly regarded Barstow School District, and just minutes to the Chittenden Dam for outdoor recreation and the Mountain Top Inn for dining on the patio overlooking the reservoir, this is a true Vermont lifestyle property. Killington is a few miles away and some of Vermont's finest towns.
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $511 | $511 | $511 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $3,095 | $3,913 |
Total Monthly Payment | $3,503 | $3,697 | $4,515 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.