86 Grand Road, East Durham, NY, 12423 | $259,950
Beautiful 3 acre lot on cul de sac with a tiny house, a converted Amish built Cairo shed 14 x 28 with a loft, and 1200 sq ft 30x30 Pole Barn. The tiny house is 3 season with heat and air conditioning (15, 000 watt ac on main floor and (2) 8000 watt units upstairs). Heating would need updating for winter season. Modest kitchen with refrigerator, sink and microwave. Bath with shower. Could be a charming cottage or just a comfy get away. The metal frame pole barn is 1, 200 sq ft with 2 overhead doors (10x11 and 9x10). Windows are insulated and it has 12 ft ceilings. Presently shares a 100 amp service, wiring needs to be completed in barn but compressor is wired. Also, it includes a 9, 000 lb auto lift. The owner is an automotive enthusiast and this was his upstate get away. East Durham is close to the mountains for recreation and Zoom Flume water park in Durham. This area is known for it's restaurants, entertainment and Irish center. Come and enjoy!
Features
- Rooms: 2
- Bedrooms: 1
- Baths: 1 full
- Style: 2 Stories,Other
- Year Built: 2018
- Garage: Barn
- Heating: Base Board
- Basement: Slab
- Approx Sq. Feet: 784
- Acreage: 3
- School District: Cairo-Durham
- MLS#: 156844
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/156844/86grandroad_eastdurham_ny?source=qrflyer
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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860.690.5052
Robert.Reade@raveis.com
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
86 Grand Road, East Durham, NY, 12423
$259,950
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $207,960 | $207,960 | $207,960 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,280 | $1,366 | $1,727 |
| Total Monthly Payment | $1,355 | $1,441 | $1,802 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535