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This spacious and bright true one-bedroom home features an updated kitchen and bathroom, decorative fireplace, hardwood floors, and more. The charming southern-facing living room gets nice direct sunlight, and is completed by a large exposed brick decorative fireplace and recessed lighting. What's more, you don't need to sacrifice your windows for A/C, since there is thru-wall A/C already installed.
The open and modern kitchen features stainless steel appliances, a dishwasher, ample refrigerator space, and white quartz countertops. The bathroom is similarly outfitted with modern finishes. There's a large shower, Toto toilet, medicine cabinet and updated vanity.
The king-size bedroom faces the middle of the block, offering you peace, quiet, and open sky views. In addition to the ample space for bureaus or chests, there's a closet for your hanging clothes. A thru-wall A/C exists in the bedroom as well. The tenant's furniture is available if desired.
The apartment exists within a well-maintained walk-up condo building in Kips Bay, right on the border of Gramercy. There is a laundry in the basement. No pets. This is an exclusive listing of Brown Harris Stevens.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,040 | $3,040 | $3,040 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $19 | $20 | $25 |
Total Monthly Payment | $94 | $95 | $100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.