1651/1652 SEA DUNES Place, Fernandina Beach, FL, 32034 | $1,275,000

Enjoy unobstructed ocean views from every room in this beautifully renovated 4th-floor villa in the oceanfront Sea Dunes community within the gated Amelia Island Plantation! Offered fully furnished with elegant Tommy Bahama décor, this turnkey property is perfect as a vacation escape or income-producing rental. A unique lock-off design allows part of the villa to be rented separately as a private suite. The expanded kitchen features granite countertops, wood cabinetry, stainless steel appliances, and a breakfast bar. Tile flooring flows through the open living areas, with new plush carpet in both spacious bedrooms—each with an updated en suite bath and balcony access. Recent upgrades include new windows and sliders, remodeled bathrooms with glass shower doors, a full-size washer/dryer, smart TVs (2023), and newer mattresses (2021/2024). HVAC units: 2021 & 2017. Appliances: dishwasher 2021, fridge 2020, microwave 2022. Pipes replaced (no blue poly). The pet-friendly Sea Dunes community has no rental restrictions and offers an oceanfront pool and close proximity to Amelia Island Plantation's top amenitiesgolf, spa, restaurants, nature trails, and more. The building in great condition and well-maintained over the years by the Association. All building inspections have been completed and passed. The Milestone report available upon request. Paradise awaits!

Features

  • Parking: Parking Lot
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Amenities: Barbecue, Beach Access, Elevator(s), Gated, Maintenance Grounds, Maintenance Structure, Management - Off Site, Park, Playground, Racquetball, Security, Tennis Court(s), Trash, Water
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Unit
  • Complex: Sea Dunes
  • Year Built: 1984
  • Common Charge: $1,838 Annually
  • Approx Sq. Feet: 1,300
  • Acreage: 1.93
  • Est. Taxes: $12,620
  • View: Beach, Ocean
  • Water Front: Yes
  • Elem. School: Emma Love Hardee
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
  • MLS#: 2084143
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/2084143/16511652seadunesplace_fernandinabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1651/1652 SEA DUNES Place, Fernandina Beach, FL, 32034

$1,275,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,020,000 $1,020,000 $1,020,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.727% 6.560%
Monthly Tax Payment $1,052 $1,052 $1,052
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,198 $6,531 $8,815
Total Monthly Payment $7,375 $7,708 $9,992

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.