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311 Farmers Mills Road, Carmel, NY, 10512 | $625,000
Imagine stepping into this inviting 3-bedroom, 2. 5-bathroom, 1961-square-foot home, where charm meets modern upgrades. The heart of the home boasts a spacious and functional layout, with recently installed Therma Tru door with sidelights (2023) ushering in natural light and a welcoming vibe. The lower level has a custom-made bar area (2022) designed to impress. A standout feature comes complete with an elegant wine rack and built-in shelving, ideal for entertaining. Each of the bedrooms glows with dimmable recessed lighting (2022) for a touch of ambiance and relaxation. The master bedroom offers the luxury of a walk-in closet with a customized closet system (2023), while another bedroom also features an upgraded closet system (2023), offering excellent storage solutions. Above, a built-out attic scuttle space (2023) with durable plywood flooring provides additional organized storage, accessible via a secure ladder. Outside, the property shines with recent upgrades. A brand-new driveway (2024) comes with a transferable warranty, leading to the home’s private backyard. Here you’ll find a beautifully installed 30’ x 15. 5’ paver block patio (2023) with an elegant Belgium block border, retaining wall, and a dedicated spot for a large grill—perfect for outdoor gatherings. There’s also extra storage space beneath the deck (2023), offering practicality with style. One standout feature is the Amish-built insulated shed (2023), this 28 x 14 shed is equipped with electric power via a new sub-panel installed in 2024, a 20-watt line for split unit installation, and fully reinforced with 3/4” T&G plywood and stall mats. This shed comes with a 5-year transferable warranty, making it a highly versatile and reliable addition to the property. Behind the scenes, the home offers significant functional upgrades, including a new breaker panel (2024) that supports generator use, providing peace of mind for all seasons. Elegant, recessed lighting throughout enhances the modern aesthetic. This home strikes the perfect balance of comfort, style, and utility. A true gem designed for everyday living and entertaining alike.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Raised Ranch
- Year Built: 1983
- Garage: 2-car
- Heating: Electric
- Cooling: None
- Basement: Finished
- Approx Sq. Feet: 1,961
- Acreage: 2.97
- Est. Taxes: $13,995
- Elem. School: Kent Elementary
- Middle School: George Fischer Middle School
- High School: Carmel High School
- School District: Carmel
- Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
- MLS#: 853810
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/853810/311farmersmillsroad_carmel_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
311 Farmers Mills Road, Carmel, NY, 10512
$625,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
| Monthly Tax Payment | $1,166 | $1,166 | $1,166 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,079 | $3,285 | $4,152 |
| Total Monthly Payment | $4,337 | $4,543 | $5,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535