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Impressive home with EXPANSIVE VIEWS OF THE GOLF COURSE AND LAKES! Located on the 17th tee of St Andrews South Golf Club in desirable deed restricted Punta Gorda Isles. This ***FURNISHED*** light and bright home offers 3 Bedrooms, 2 Bathrooms and attached 2 Car Garage. Custom home built in 2011 by Dale Baker Construction. Beautiful design features and furniture throughout. There is an open and split bedroom floor plan with Great Room, well appointed Kitchen, Inside Laundry and screened Lanai. The Great opens to the Kitchen and features tile flooring, a high double tray ceiling with lighting and sliding doors to the Lanai. The Kitchen offers stainless appliances, wood cabinets with crown molding, granite counters, tile backsplash, large walk in pantry and breakfast bar. Appliances include: double door refrigerator, oven/ range, microwave, dishwasher. There is a dining room off the Kitchen with sliding glass doors to the lanai, golf course and pool views. The Inside Laundry offers a stainless washer and dryer, wood cabinets and sink. The Master Bedroom suite features a tray ceiling, lanai access through French doors, walk in closet, luxury vinyl plank flooring. There is a private bathroom with dual vessel sinks, granite counters, wood cabinet, jetted garden tub and large walk in shower. There are two generous sized guest bedrooms with double closets and luxury vinyl plank flooring. One bedroom offers a golf course view and lanai access. The guest bathroom has a vessel sink, granite counter, wood cabinet and walk in shower. Your living space extends to the spacious screened Lanai with covered area, paver deck, plenty of open deck for sunbathing, outdoor shower, heat resistant pavers, heated inground gunite saltwater pool and spa. Breathtaking views of the golf course and lakes. Other features include: impact glass throughout the home, double entry glass doors with transom window, NEW pool pump 2024, NEW luxury vinyl plank flooring in bedrooms 2024, TWO tankless hot water heaters, lovely tropical professional landscaping, high ceilings. Utilities are city water and sewer. There are deed restrictions but NO HOA. This home is 10 minutes from Fishermen's Village and historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, walking and biking paths, art galleries, Charlotte Harbor Event Center, weekend farmer and artisan markets, downtown events and more. This is a beautiful home in a great community!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $491,920 | $491,920 | $491,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $676 | $676 | $676 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,029 | $3,232 | $4,085 |
Total Monthly Payment | $3,797 | $4,000 | $4,853 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.