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Do not miss this fantastic Lake Champlain year-round property! You will fall in love with the beautifully refurbished single-level home with fabulous views of the Lake from the decks or large windows and sliding doors in most rooms allowing gorgeous natural light and absolutely fabulous sunsets. If you work from home you will love the largle primary bedroom with attached office space complete with desk, shelving and bright light to enjoy your work day. Down the hall the modern kitchen has plenty of space to enjoy making all meals while being involved in conversations with family and company with the pass through to the dining and living room. A second bedroom for company or family and den opening to a large side deck with bench for relaxing. The large deck over the lake is perfect for watching those sunsets and Lake activity. The boat launch keeps you lake assessable and the shed will keep you organized. Enjoy the gorgeous gardens, lawns and endless views. The detached 2-car garge has work space and a second floor for storage. The walkway and pergola to the house from the garage is innovative and enjoyable like everything about this precious property. Within an hour of Montreal and Burlington or Plattsburgh by car or boat!
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Our Executive Mortgage Banker:
Our Insurance Division:
$789,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,200 | $631,200 | $631,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $829 | $829 | $829 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,886 | $4,147 | $5,242 |
Total Monthly Payment | $4,807 | $5,068 | $6,163 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.