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162 Rockland Road, #1-3, Roscoe, NY, 12776 | $499,000
Is the idea of owning a two-family home calling your name? Located in the heart of Roscoe, New York—just steps from the golf course—this beautifully rebuilt two-family property is not only a place to live, but a wise investment in your future. Live in one unit and let your tenant help pay the mortgage! The upper-level apartment offers a bright and airy three-bedroom layout with two bathrooms, a kitchen, and plenty of sun-filled living space—ideal for owner-occupiers. The back staircase leads to an additional living space complete with a new kitchen. Downstairs, the first-floor apartment features two bedrooms and a new bathroom, perfect for generating rental income, hosting guests, or accommodating extended family. Don't miss your chance to own a home and have your tenants cover the costs, via long-term or shorter rentals. This thoughtfully renovated home has been updated from top to bottom, featuring new vinyl siding, blown-in insulation, reimagined interiors, and modern systems throughout. Yet, it still retains its original charm with exposed beams and historical touches. Each unit enjoys its own dedicated heating and hot water systems for comfort and efficiency. There has been a great deal of work done in the basement. Bonus potential: This property has a history—and the capability—of being a three-family home, offering even more flexibility and value. Roscoe is a beloved Catskills town, known for its rich fly-fishing history, the famous Junction Pool, and the local favorite: the Two-Headed Trout Dinner. Don’t miss this chance to live well and invest wisely. Call today to explore the possibilities!
Features
- Rooms: 14
- Bedrooms: 5
- Baths: 3 full
- Laundry: Electric Dryer Hookup, Washer Hookup
- Style: Farmhouse
- Year Built: 1920
- Heating: Forced Air, Heat Pump
- Cooling: Central Air
- Basement: Full, Unfinished
- Approx Sq. Feet: 2,636
- Acreage: 0.3
- Est. Taxes: $3,305
- Elem. School: Roscoe Central School
- Middle School: Roscoe Central School
- High School: Roscoe Central School
- School District: Roscoe
- Appliances: Dishwasher, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s)
- MLS#: 853379
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/853379/162rocklandroad_roscoe_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
162 Rockland Road, #1-3, Roscoe, NY, 12776
$499,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
| Monthly Tax Payment | $275 | $275 | $275 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,490 | $2,622 | $3,315 |
| Total Monthly Payment | $2,840 | $2,972 | $3,665 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535