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Tucked away along a peaceful waterfront canal, this home embodies the essence of Florida living. From the moment you arrive, the private dock and 8, 000 lb boat lift hint at the adventures that await. Within 10 to 12 minutes, you're cruising through Charlotte Harbor, with the Gulf just beyond—a boater's dream come true. Step inside, and the open floor plan welcomes you with natural light and a layout designed for effortless living. A bonus room offers space for a cozy reading nook, an extra dining area, office, or even an additional sleeping space for visiting friends and family. The heart of the home flows seamlessly outdoors, where three sliders open to the lanai—two of which pocket—allowing the fresh Florida breeze to sweep through. Whether you're sipping your morning coffee, entertaining guests, or simply unwinding in the large solar-heated pool with a heat pump, the paver lanai deck sets the perfect scene. The primary suite is its own private retreat, with dual sinks and a step-in shower for ultimate convenience. From here, as well as the great room, dining area, and guest bedroom, you have direct access to the lanai—blurring the lines between indoor and outdoor living. Throughout the home, recent upgrades ensure peace of mind: a new roof (2021), new AC (2023), and a brand-new hurricane-rated garage door. The walk-in pantry and fully equipped kitchen make cooking a joy, while storage in the laundry room keeps everyday essentials within reach. Outside, a shed provides space for yard equipment, keeping everything tidy. With a split bedroom plan for guest privacy, a home designed for effortless waterfront living, and furnishings included, all that's left is to make it yours. Pack your suitcase with bathing suits and flip flops and move right in! Located in Port Charlotte, positioned perfectly between Sarasota and Fort Myers, this home is surrounded by a wealth of activities and natural beauty. Charlotte County is adorned with waterfront parks along the Peace and Myakka rivers, offering endless opportunities for outdoor enjoyment. Port Charlotte Beach Park features a sandy beach, pavilions, sports courts, a fishing pier, and a clubhouse available for large gatherings. For families, veterans, and adventurers alike, there are memorial parks, playgrounds, and kayaking spots to explore. This property is not just a home—it’s a lifestyle! Whether lounging by the pool, exploring the open waters, or simply savoring the Florida breeze, this home is the perfect place to embrace everything the Sunshine State has to offer. Seller financing available to qualified buyers; 20% down, 6. 5% interest on a 5 year balloon.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $664 | $664 | $664 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,606 | $2,780 | $3,514 |
Total Monthly Payment | $3,362 | $3,536 | $4,270 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.