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Your new home awaits in this popular 55+ community of Vista Point at Key Vista – a community rich with amenities such as two clubhouses, fitness center, park, tennis / pickleball courts, heated and cooled pools, storage lot for your recreational vehicles, social gatherings, community events, and so much more. You can rest easy knowing the ROOF IS 2023, A/C 2022, AND WATER HEATER RECENTLY REPLACED. This 3 bedroom / 2 bath / 2 car garage home features an open, inviting floor plan that’s further enhanced by architectural detail including arches, niches, and volume ceilings. From the spacious foyer to your left you’ll find a bonus room with plantation shutters – perfect for a den/ office / living room / or could be converted to a 4th bedroom if needed. To your right is an open dining room and beyond is a beautiful, open kitchen, breakfast area, and family room with tiled plank flooring and triple sliders leading to covered screened patio with a tranquil view of plentiful trees and thick foliage with no rear neighbors. Plenty of space for all your entertaining needs. The beautiful eat-in kitchen is a cook’s delight with its curved island, stone countertops, stainless steel appliances, backsplash, walk-in pantry, and endless storage space in the custom 42” cabinets featuring lighting underneath, glass doors at the top to display your favorite items, and finished off with crown molding. Plenty of privacy with the split bedroom plan that features a primary bedroom with access to the screened retreat and an en suite bath with dual sinks, spacious walk-in shower, and an oversized walk-in closet. The secondary bedrooms share a bath with tub / shower combo. And the laundry room has everything you need – utility sink, washer, dryer, plus storage closet. The home also comes with a whole house water softener. NO CDD FEE, Low HOA fee including cable tv, internet, community pool, escrow reserves fund, pool maintenance, recreational facilities, maintenance of the exterior and grounds – giving you the maintenance-free lifestyle you deserve. AND…. THE HOME IS FLOOD ZONE X. Key Vista is conveniently located close to the world famous sponge dock of Tarpon Springs, our beautiful beaches, downtown New Port Richey with its frequent festivals along the Cotee River. And…. You’re near an abundance of retail shops, restaurants, medical , world class golf courses, a myriad of entertainment options and only a 45 minute drive to Tampa International. Schedule your private showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $29 | $29 | $29 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,992 | $2,538 |
Total Monthly Payment | $2,019 | $2,095 | $2,641 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.