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Welcome to this Charming GROUND FLOOR 2 Bedroom/2 Bath condo in a PET FRIENDLY building in On Top of the World, a 55+ Gated community located in the Heart of Clearwater just outside of Dunedin. This Desirable GROUND FLOOR unit comes with reserved parking right in front on the unit! This Unit comes FULLY FURNISHED and move in ready, with a BRAND NEW AC (2024) Newer laminate flooring and an updated kitchen. This spacious home features a Private Covered back Patio with serene and tranquil views. The convenient layout of this home provides plenty of space for out of town guests and entertaining. A secured storage room as well as a bicycle room are provided within the building. Located in the heart of Clearwater, you are only Minutes away from the Nation’s Top rated Beaches. The amenities offered here are Amazing! This is your perfect Winter Getaway or year round living with FREE 18 hole Golf course, 9 hole Golf course, 4 Tennis courts, 2 Pools, Fitness centers, a Dog park, Shuffle board courts, PICKLE BALL Courts and different clubs to join within the community at NO additional cost!! Tons of activities and social events and so much more, the list of Amenities is Endless, you will never be bored living here! When you want to venture out, you are just 15 minutes from the beautiful sands of Clearwater Beach and 5-10 minutes from the charming village of Dunedin that has great Shopping, Dining, and Festivals and Honeymoon Island!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$209,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,200 | $167,200 | $167,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | $236 | $236 | $236 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,016 | $1,098 | $1,388 |
Total Monthly Payment | $1,327 | $1,409 | $1,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.