4043 TOPSAIL TRAIL, New Port Richey, FL, 34652 | $448,987

Professional photos coming soon. Beautifully updated and renovated Gulf Harbors 2 bedroom 2 full bath home. Completely remediated from Helene. All the things you would want in a new construction home, luxury vinyl plank flooring, brand new soft close kitchen cabinets, granite counters, brand new stainless steel appliances with a factory warranty, updated copper plumbing, newly rewired electrical with new arc fault breakers in electrical box, newly renovated bathrooms, brand new cat 3 rated windows, brand new flat roof over rear half of home, completely new elevated hvac system, new hot water heater and washer and drier in garage. Not a detail overlooked , including elevated wall outlets throughout. New canopy cover for shade structure on back patio overlooking conservation area behind home. Open concept kitchen and dining area also look out onto the rear conservation land behind your fully fenced back yard with plenty of grass for your pets. Split bedrooms, the primary suite has a walk in shower and the second bedroom is right next to the other full bath. There is a pavered driveway and an oversized one car garage. A pavered back patio with a shade structure to relax under for afternoons and evenings outdoors. The sun porch is a great place to enjoy a coffee or cocktail. A little over 1 mile away from the private beach club with covered eating areas, you can easily walk or bike down for a day in the sun and sand. Golf cart friendly community, just minutes from shopping on us19. Potted plants in front yard do not convey.

Features

  • Amenities: Optional Additional Fees
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Florida
  • Year Built: 1970
  • Garage: 1-car Driveway, Garage Door Opener, Off Street, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,535
  • Acreage: 0.16
  • Est. Taxes: $6,170
  • HOA Fee: $125 Annually
  • Lot Desc: Conservation Area, Flood Insurance Required
  • View: Park/Greenbelt, Trees/Woods
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6303468
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/O6303468/4043topsailtrail_newportrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/29/2025 11:32:11 PM)
Listing courtesy of FLORIDA REALTY EXCHANGE LLC   Phone: 888-491-8992

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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4043 TOPSAIL TRAIL, New Port Richey, FL, 34652

$448,987

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,190 $359,190 $359,190
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.944% 7.025% 6.046%
Monthly Tax Payment $514 $514 $514
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,212 $2,360 $2,983
Total Monthly Payment $2,801 $2,949 $3,572

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.