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Stunning 4BR/3BA pool home on over 3/4 of an acre located in Lutz. Upon entry, you find gorgeous wood flooring throughout the first level. To the left of the entry, you are in the formal Living room, complete with a fireplace, crown molding, and French doors to the office that is flooded with natural light! The Kitchen boasts a large dinette area, stone counters, breakfast bar, an island providing additional storage, stainless appliances, gas stove, divided country sink, and beautifully tiled backsplash. The Kitchen opens into the Family room, making for warm family gatherings with a fireplace, or fun BBQs, with french doors to the pool! The formal Dining room allows for cozy dinner parties where you can envision your family gatherings. There is a den/study off the formal Dining room, with access to the lanai, that would make a nice library, playroom, exercise area, or media room. Also on the first floor is a full bath and bedroom for visiting guests or for use as multi-generational accommodations. Making your way upstairs, you find NEW luxury vinyl flooring throughout the 2nd floor, with newer carpet (2023) in the Primary bedroom. The Primary bedroom features an En Suite with a HUGE walk-in, custom closet with tile flooring. Also featured is a free-standing tub, tile and glass walk-in shower with a rainfall shower head, and a vanity with room for a seat. There are also 2 secondary bedrooms and an additional full bath on the second floor. The screened lanai area with pool and spa will be your oasis, whether enjoying your morning coffee or an evening cocktail. All windows in the home have been replaced (except the 2 garage windows) within the last 6 years. The Kitchen and all 3 bathrooms have all been remodeled recently. The roof was replaced in 2023. Close to travel, entertainment, dining, and shopping, this home has it all and is waiting for you!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $652,000 | $652,000 | $652,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.811% | 6.613% | 6.455% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,909 | $4,121 | $5,590 |
Total Monthly Payment | $4,413 | $4,625 | $6,094 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.