19808 SUNSPLASH LANE, Lutz, FL, 33558 | $950,000

Completely renovated and move-in ready, this stunning Villa Rosa home offers over 2, 900 square feet of elegant living space with 4 bedrooms, 3 full bathrooms, a private office, and a cozy den off the primary suite. Designed for both everyday living and entertaining, the expansive kitchen is outfitted with high-end GE Café appliances, quartz countertops, a generous walk-in pantry, a large island with breakfast bar, and a separate dinette. The kitchen seamlessly flows into the family room, where a wood-burning fireplace is framed by beautiful built-in shelving.

Formal dining is elevated with detailed crown molding, while the home's wood-look tile flooring throughout ensures style and durability. The spacious primary suite features a large sitting area, a walk-in closet with custom built-ins, dual vanities, a garden tub, and a walk-in shower. One guest bedroom enjoys its own updated ensuite, while the additional bedrooms are well-sized and thoughtfully placed. The third full bathroom has been completely renovated with an oversized walk-in shower and conveniently serves as a pool bath.

Step outside to your private oasis, complete with a large covered lanai and a screened-in pool and spa featuring a tranquil water feature — perfect for year-round enjoyment. A 3-car garage completes the home’s impressive offerings. Located in the sought-after community of Villa Rosa, this home combines luxurious upgrades, thoughtful design, and exceptional outdoor living.

Features

  • Rooms: 9
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 1999
  • Garage: 3-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,985
  • Acreage: 0.43
  • Est. Taxes: $9,174
  • HOA Fee: $357 Quarterly
  • View: Trees/Woods
  • Elem. School: McKitrick-HB
  • Middle School: Martinez-HB
  • High School: Steinbrenner High School
  • Pool: Gunite, Heated, In Ground, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater
  • MLS#: TB8379094
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8379094/19808sunsplashlane_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/29/2025 2:32:10 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 813-289-1712

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NMLS Mortgage Loan Originator ID 16953

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19808 SUNSPLASH LANE, Lutz, FL, 33558

$950,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $760,000 $760,000 $760,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.500% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.811% 6.613% 6.455%
Monthly Tax Payment $765 $765 $765
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,557 $4,804 $6,516
Total Monthly Payment $5,413 $5,660 $7,372

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.