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Expanded Kent model with front porch that is move in ready! Located in the 55+ gated golf community of Kings Ridge. The entire inside of the home has been painted within the last few months. New laminate flooring in 2018 in the great room, dining room, den and both bedrooms. Tile in kitchen and bathrooms. Brand new HVAC in 2024, roof was replaced in Nov 2017 and a new water heater in Jan 2025. Home has 1784 heated SF, 2 BD/2 BA, den and a 2 car garage. The kitchen has new countertops, deep stainless sink & faucet plus stainless steel appliances. The microwave is almost brand new. The garage floor has a new acrylic painted floor & freshly painted walls. The outside of the home was just painted in 2024. The Florida room is tiled, vented for air conditioning and has plexiglass windows. This added 220 heated SF. The primary and 2nd bathrooms have new countertops, sinks, faucets and lighting. The washer & dryer will remain and are pretty new. Pull down attic stairs were added in the garage. Kings Ridge is a 55 Plus gated golf community located in the rolling hills of Clermont, FL. Enjoy the Royal life style in the multi-million $ clubhouse with 3 heated pools, spas, tennis & pickle ball courts, billiards, shuffle board, shows, Bingo, cards and clubs galore. The monthly maintenance fees include: lawn maintenance including trimming of shrubs, care of irrigation system & irrigation water, internet, TV & home phone thru Opticaltel, maintenance of roads and outside painting of home every 7 years. Take your golf cart to the Kings Ridge Plaza where you can do your grocery shopping, banking or dining out.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$359,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $186 | $186 | $186 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,773 | $1,891 | $2,391 |
Total Monthly Payment | $2,034 | $2,152 | $2,652 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.