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Discover EXCEPTIONAL VALUE in this spacious 4-bedroom, 3-bath pool home, nestled in the highly sought-after community of Bella Terra. Boasting over 2, 600 square feet of thoughtfully designed living space, this two-story residence features a bright, open floor plan, elegant finishes, and a versatile loft area perfect for a home office, media room, or play space. This family favorite floor plan offers an option for an in-law suite downstairs complete with a full adjacent bath steps away and the possibility of enclosing that guest wing with a door for complete privacy.
Enjoy year-round Florida living with your own private, screened-in pool and lanai, ideally positioned with southeastern exposure for abundant natural light! The home backs onto a cleared open field and serene preserve, offering enhanced privacy and a rare sense of openness within the community. Bella Terra residents enjoy access to a newly renovated resort-style pool, a well-equipped fitness center, sports courts, a vibrant clubhouse with a full-time activities director, and the security of a 24-hour guarded gate—all with low association fees. Ideally located just moments from Miromar Outlets, Florida Gulf Coast University, and a variety of shopping, dining, and entertainment options, as well as Southwest Florida’s world-renowned beaches, this home offers a perfect blend of luxury, convenience, and community. Move-in ready and NOW priced to sell, this is an opportunity you don’t want to miss!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$624,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,200 | $499,200 | $499,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $609 | $609 | $609 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,114 | $3,279 | $4,145 |
Total Monthly Payment | $3,815 | $3,980 | $4,846 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.