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WELCOME TO WESTERN CRANSTON! Over 3, 230 square feet of CUSTOM BUILT living space across three levels on a half acre of land, this home is perfect for a family looking for a move-in-ready gem with upgrades throughout. The first level of the house features an attached 2-car garage (28'2"x27'9") equipped with a deluxe workshop and heating. There is access to a 25'7"x9'10" wraparound trex deck that spans two stories. There is a 13'3"x21'1" gym room, an in-law kitchen, and a large living area. A deluxe chef's kitchen featuring an oversized island, Gourmet Kitchen-Medallion cabinets, JennAir Built-In side by side refrigerator, Built-In Premium Thermador appliances (6-burner gas cooktop w/ electric heat grill, double wall-ovens, microwave, food warmer, and hood), and hardwood flooring are located on the second level. Also on this floor--3 large bedrooms, a full bathroom, and access to the second story of the trex deck (17'3"x9'11"). The third floor consists of the MASTER SUITE featuring the bedroom (19'6"x21'6"), a sitting room (18'5"x10'4"), his & hers walk in closets (6'8"x9'2"), an oversized bathroom with laundry, and a private balcony overlooking the backyard. The backyard is fully enclosed with fencing and mature arborvitae up to 20 feet tall--perfect size to add an in-ground pool if desired. There is a large utility shed, meticulously manicured fescue, and a firepit. WHOLE HOME GENERAC GENERATOR INCLUDED. 12-zone Rain Bird irrigation system and Central A/C to beat the heat!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.613% | 6.183% |
Monthly Tax Payment | $723 | $723 | $723 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,429 | $4,930 | $6,582 |
Total Monthly Payment | $5,243 | $5,744 | $7,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.