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Discover refined coastal living in this newly listed 3-bedroom, 2. 5-bath water view home set on the edge of pristine conservation land in Jamestown. Spanning 3, 900 square feet, this elegant residence captures sweeping ocean views from every room, offering a front-row seat to breathtaking sunrises and the peaceful rhythm of the sea. Thoughtfully designed for both comfort and style, the open floor plan is drenched in natural light and ideal for everything from quiet mornings to lively entertaining. At the heart of the home, a chef's kitchen is fully equipped with top-tier appliances and sleek finishes, perfect for any culinary pursuit. The spacious primary suite offers a luxurious escape, complete with panoramic water views, while the two guest bedrooms are equally well-appointed with serene outlooks over the coastline and conservation area. Upstairs, a third-floor observation room and new deck provide a private perch to soak in views of the Northeast Passage an inspiring spot for a home office or additional lounge. A two-car garage and beautifully landscaped grounds add ease and curb appeal, while direct water access and proximity to Beavertail State Park connect you to Jamestown's most coveted outdoor experiences. Whether you're seeking a year-round residence or seasonal getaway, this home offers a rare opportunity to embrace the luxury, privacy, and natural beauty of Rhode Island's coastal charm.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $1,916,000 | $1,916,000 | $1,916,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.309% |
Monthly Tax Payment | $903 | $903 | $903 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,879 | $12,268 | $16,298 |
Total Monthly Payment | $11,907 | $13,296 | $17,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.