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Welcome to this beautiful 3-bedroom, 2. 5-bath elevated home just minutes from the sandy shores of Folly Beach! Thoughtfully designed and perfectly located, this home offers the ideal blend of laid-back island living and everyday convenience. Step inside from the charming covered front porch into an entry foyer that opens to a bright, airy main living area with soaring 10-foot ceilings and beautiful natural light. The open-concept layout is perfect for entertaining, featuring a sunlit family room that flows seamlessly into the chef's kitchen and dining space. Enjoy stainless steel appliances, an oversized island, generous cabinetry, ample counter space, and a large walk-in pantry--everything you need for casual gatherings or culinary adventures. A beautiful dining area with large windows and access to the screened porch completes this inviting space. A convenient half bath is also located on the main floor. Upstairs, retreat to the primary suite complete with an en suite bath featuring a double vanity, walk-in shower, and a spacious walk-in closet. Two additional bedrooms, laundry room with a sink and ample storage, a full bath, and a dedicated office/flex space round out the second floor, offering plenty of room for family, guests, or work-from-home needs. On the ground level, enjoy a spacious two-car garage with direct access to a covered patio and a fully fenced backyardperfect for outdoor entertaining or relaxing after a day at the beach. Located just 5 minutes from Folly Beach and only 15 minutes from historic downtown Charleston, this home offers unbeatable access to dining, shopping, and the best of Lowcountry living. Don't miss this opportunity to live where city charm meets coastal lifestyle!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,132 | $4,354 | $5,877 |
Total Monthly Payment | $4,224 | $4,446 | $5,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.