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Welcome to Lake Palmetto - a serene, private community nestled around a 22-acre spring-fed lake perfect for fishing and enjoying nature, all just minutes from the airport, shopping, and downtown Charleston. This beautifully updated home boasts lake views from all three levels and is truly move-in ready! Each of the spacious bedrooms features its own full bath, including two master suites for maximum flexibility. Upgrades include a new HVAC system, new carpeting and flooring, and new spray insulation in the crawl space for added energy efficiency. The entire third floor is a private suite complete with its own lakefront deck, ideal for relaxing or hosting guests. The main level features an upgraded kitchen with beautiful cabinetry and a spacious family room with an electric fireplace. Step outside onto the large back deck - fully equipped with a gate and ladder so you can fish right from your porch or launch a canoe into the lake. With tons of storage space and two assigned parking spots per unit, this home truly has it all. Don't miss your chance to live in a peaceful, lakefront community with modern comforts and unbeatable location. Schedule your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,275 | $2,365 | $3,014 |
Total Monthly Payment | $2,350 | $2,440 | $3,089 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.