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Looking for a small piece of heaven in the Lowcountry of South Carolina? This custom-built 2-bedroom, one bath cottage has two full porches - front and back, Brazilian cherry hardwood floors throughout and Pela double-pane windows. Enjoy the day by putting in a small boat, canoe, or jet ski from the property or just sitting on the screened-in dock overlooking the water watching the goats pass by on the other side. The home is just minutes away from Prices Bridge Landing as well for putting in a larger boat to explore the Ashepoo - part of the ACE Basin - ''Last of the Great Places''. Plenty of room to store that boat or RV on this over-sized lot. Situated on the edge of the ACE Basin's National Wildlife Reserve, this charming cottage on Horseshoe Creek is the perfect retreat!
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$259,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,310 | $1,361 | $1,735 |
Total Monthly Payment | $1,385 | $1,436 | $1,810 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.